Alternative banking for complex and high-risk businesses
Adult Payments

Adult Merchant Account Approval Checklist

Merchant accounts, gateways and subscriptions

Adult merchant-account applications are stronger when corporate, website, compliance and processing evidence is ready before underwriting begins.

Corporate evidence

Prepare entity documents, beneficial-owner identification, business address and settlement-bank details.

Website controls

Make terms, privacy, refunds, cancellation, age verification and customer support easy to find.

Processing history

Provide recent statements where available and explain unusual refund or dispute spikes.

Related: If this is part of a wider banking or payment issue, see our adult merchant account guide.